Credit Life Insurance
Credit life insurance is insurance that offers security should one be unable to pay their debts due to retrenchment, disability and death. The policy will pay the bank part or full amount to the bank. This policy protects both the insured and family of the insured.
Credit life insurance usually comes with a personal loan, revolving credit plan, credit card and student loan. It is included in the monthly instalment that is paid to the bank.
The maximum premium that is to be charged by creditors is R4.50 per R1, 000 borrowed. For example, you borrow a loan of R100, 000 the maximum to be charged for CLI is R450. (R4.50 XR100) = R450.00 monthly.


Benefits of the credit insurance
Loss of Income
- During unemployment or retrenchment your debt review instalment will be paid for a maximum of 12 months.
Temporary/ permanent disability
- The policy will pay for 12 months in an event of temporary disability & the sum assured for permanent disability.
Accidental death
- Total sum assured will be paid to all outstanding debts up to a maximum of R500, 000.
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As independent wealth planners, we can work with you in a clear, transparent partnership, and offer you objective, comprehensive advice.
No matter how complex your finances or personal situation, we have the expertise and market-leading tools at our disposal to provide you with sophisticated and forward-thinking advice, tailored precisely to your needs.
Your personal wealth adviser will consider your finances as a whole to ensure your plans, savings and investments are working hard, and harmoniously together, to achieve your objectives.
Why is this service important?
Investment management
Personal wealth planning:
Protect yourself from fraud:

As independent wealth planners, we can work with you in a clear, transparent partnership, and offer you objective, comprehensive advice.
No matter how complex your finances or personal situation, we have the expertise and market-leading tools at our disposal to provide you with sophisticated and forward-thinking advice, tailored precisely to your needs.
Your personal wealth adviser will consider your finances as a whole to ensure your plans, savings and investments are working hard, and harmoniously together, to achieve your objectives.
Why is this service important?
Investment management
Personal wealth planning:
Protect yourself from fraud:

As independent wealth planners, we can work with you in a clear, transparent partnership, and offer you objective, comprehensive advice.
No matter how complex your finances or personal situation, we have the expertise and market-leading tools at our disposal to provide you with sophisticated and forward-thinking advice, tailored precisely to your needs.
Your personal wealth adviser will consider your finances as a whole to ensure your plans, savings and investments are working hard, and harmoniously together, to achieve your objectives.
Why is this service important?
Investment management
Personal wealth planning:
Protect yourself from fraud:

As independent wealth planners, we can work with you in a clear, transparent partnership, and offer you objective, comprehensive advice.
No matter how complex your finances or personal situation, we have the expertise and market-leading tools at our disposal to provide you with sophisticated and forward-thinking advice, tailored precisely to your needs.
Your personal wealth adviser will consider your finances as a whole to ensure your plans, savings and investments are working hard, and harmoniously together, to achieve your objectives.